Tips For Easily
Saving Substantial Amounts of Money In Many Ways
By Z. Perry
Some people think of low-quality products
and piles of coupons when they are asked to
consider saving money. For some, a major obstacle
to saving money is that they have never seriously
tried it, and assume that their life can only
be enjoyable if they spend heavily on groceries,
electronics, gifts, and other items.
Groceries are a major expense which
can be substantially reduced without using
coupons. Most products produced by generic,
store, or less-expensive brands are just
as good as others. Many people agree that
a few generic items such as root beer
and Cheerios-like cereals usually aren't
as good-tasting, but these are exceptions.
If you don't believe this, try buying
most of your groceries from these brands
just once before making assumptions. Although
it is generally less expensive over time
to buy larger containers of an item, some
grocery stores actually charge more per
ounce/unit/etc. for larger containers,
so you should be careful of this. Another
way to save money on some of your groceries,
along with some electronics and other
items, is to visit discount stores such
as Family Dollar and Dollar Tree. Contrary
to some peoples' belief, the items in
these stores aren't all expired and are
often produced by well-known brands. Recently
a morning news program found that the
same groceries purchased at discount stores
cost about half as much as they did at
a regular grocery store. Even amongst
different regular grocery stores, it is
common to see a $0.30 price difference
on a number of items, so it is a good
idea to try shopping at different stores
and comparing them. It is also worth trying
less expensive types of food. While others
may have told you (perhaps based on experiences
from long ago) that microwaveable dinners
or certain types of canned foods aren't
good, you may find them enjoyable.
There are a number of ways to save money
on non-grocery items as well, including
buying products made by less-known brand
names and using internet auction websites.
Many electronics, books, and cameras are
much less expensive at auction websites
despite the shipping costs. Although some
smaller brand names are of low quality,
we have found some to be as good or better
than major brands. Electro Brand products
are usually of very good quality, for
example, and we found that a GPX alarm
clock functioned reliably much longer
than a more expensive Emerson. Some types
of electronics can be also be bought at
low prices from discount stores such as
Big Lots, and even Rite Aid. An equivalent
calculator is likely to cost $7 at a grocery
store or $2-3 at a discount store, and
large padded envelopes usually cost $0.30-$0.45
more at department and office supply stores.
The saying "you get what you pay
for" is still true in some ways,
but much less than it was in the past.
Efforts to save money needn't end with
shopping. Various small changes in behavior
can add up to significant savings throughout
the year, such as turning off electronics
when leaving the room for more than a
few minutes (lights, television, radio,
etc.), subscribing to magazines or newspapers
instead of buying them individually, and
walking to nearby destinations. However,
be careful not to lose money by trying
to save it - if you try to dry your clothing
in cold weather without using an electric
dryer and it mildews, it will just cost
you more money washing it again, and if
you don't spend money to properly maintain
your car or home, more expensive problems
could occur.
Saving money isn't effective if you only
take token measures to accomplish it,
rather than taking it seriously. Even
if you have enough income to afford more
expensive products and stores, wouldn't
it be better to have some extra money
to buy items you can't normally afford,
donate to charity, or save for later?
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