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Everyone knows the
down side of credit cards. The interest rates are
usurious (look it up, brainy) and it takes you four
years to pay off clothes you stopped wearing two
years ago. They prey on college
students. They aren't accepted on
offshore gambling sites. All that you already know.
Then again, they come
in extremely handy when you need cash in
an emergency. Or when you're locked out
of your apartment. Or when you're locked out of
the apartment you're trying to burglarize. Read
up on how to use credit cards wisely, and which
are the best for students to carry.
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