If you walk to school and walk to work and walk to parties and walk to the barn-raising party and walk to the farm to churn your own butter, then this section is not for you. For those of you who drive, read on.

If you walk into a car dealership and let THEM finance you -- well, that's bad money management, my friend. The dealer will almost always gouge you (ever wonder why they ask how much you can afford to pay every month, and that's always EXACTLY what you end up paying?). Instead, you can apply online for a loan, get a decision in an hour, and get a check in about 3 days. Then, go pick up your car and tell the obnoxious "finance manager" to get lost.

 


used car rate
Capital One Auto Loans
Capital One Auto Finance, America's largest online vehicle lender, provides vehicle loans to customers directly via the Internet, as well as through dealerships nationwide. Once approved, qualified customers receive a no-obligation Blank Check®, which works like a personal check and can be used to buy a new or used car or motorcycle, refinance or even buy out a lease.

Applying is quick and easy and you will get a response in a few minutes. You can manage your account online and even make payments to your account online. Check out their site to see the latest rates available to you.

Capital One




RoadLoans
RoadLoans gives you the ability to write a blank check to any franchised auto dealer for any amount up to your approval amount, so that you only borrow the amount that you need to buy the car that you want. (Minimum of $7500)

With competitive interest rates and an easy-to-use application system, RoadLoans makes applying for a loan, and using that cash to buy a car, easy. They also offer a payment calculator so you can figure out what your monthly payments would be.

RoadLoans

RoadLoans- Auto Finance and Refinance Made Easy!




E-Loan
E-Loan will offers loans so you can buy a new car, buy a used car, lease buyout or refinance an existing loan. They offer loan services for other products as well. And for those interested in getting that new super bike, they have motorcycle loans as well.

They have good rates and a quick application process. They provide other tools such as a payment calculator, car-buying tips, and used car value.

E-Loan


HSBC Auto
HSBC Auto Finance may be able to save you $100's on refinancing your auto loan - whether you have great credit or problem credit and get great low rates for new or used auto loans or to refinance your existing car loan.

This site can help you through the entire process of buying a car, from seeing your credit report, to applying for credit, to finding a dealer, to finding car insurance. The application process it quick and painless and you'll get your answer quickly.

HSBC Auto